The Associate Dean of IT at Queensland University of Technology, Bill Caelli, says that hacking tools such as trojans and spyware - which lure users to sites where software was secretly downloaded allowing criminals to log every keystroke - has rendered the home PC useless for secure financial transactions.
Read more here.
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This website has some useful links and references: http://www.epiphanysolutions.co.uk/article-index/rights-and-laws-of-the-internet/
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